The Veteran’s Guide to a Better Mortgage.
Stay informed on VA loan rates, the funding fee, county limits, eligibility, and new benefits — free alerts, zero pressure.
Track VA Rate Changes
VA mortgage rates move daily. Get alerted to drops so you know when it may be time to lock or refinance with an IRRRL.
Funding Fee & Benefit Updates
The VA funding fee and eligibility rules change. We track every update so you keep more of your hard-earned benefit.
New VA Program Alerts
From IRRRL to cash-out and the Native American Direct Loan, be first to know when VA rolls out new options.
Explore VA Rate Guide
VA Loan Limits
2026 limits for every state and major county.
VA Programs
IRRRL streamline, cash-out, jumbo, and more.
Eligibility
COE, residual income, credit, and occupancy.
Calculators
Payment, funding fee, affordability, and refinance.
VA Rates
What moves rates and how to time your lock.
Your Situation
Bad credit, self-employed, after bankruptcy.
Your Free VA Rate Watch
One quick signup and we keep you posted on VA rate drops, funding-fee changes, and eligibility updates.
Free to join. Msg & data rates may apply; reply STOP to opt out. See our Terms & Privacy Policy.
Frequently Asked Questions
- What is VA Rate Guide?
- A free notification service that alerts you to VA rate changes, requirement updates, and new programs. We are not a lender or government agency.
- Is it really free?
- Yes. Joining the VA Rate Guide alerts is free and takes less than 30 seconds.