VA Loan Limits in Alaska (2026)
For 2026, the VA county loan limit for most Alaska counties is $832,750 for a single-family home — but only for veterans with partial entitlement. Alaska has no high-cost counties, so the baseline applies statewide.
With full VA entitlement, there is no loan limit in Alaska — eligible veterans buy at any price a lender approves with $0 down and no monthly mortgage insurance.
VA loan limits by county in Alaska
| County | 1-Unit | 2-Unit | 4-Unit | Tier |
|---|---|---|---|---|
| Anchorage County | $832,750 | $1,066,150 | $1,601,650 | Baseline |
| Kenai Peninsula County | $832,750 | $1,066,150 | $1,601,650 | Baseline |
| Juneau County | $832,750 | $1,066,150 | $1,601,650 | Baseline |
| Bethel County | $832,750 | $1,066,150 | $1,601,650 | Baseline |
| Kodiak Island County | $832,750 | $1,066,150 | $1,601,650 | Baseline |
| Nome County | $832,750 | $1,066,150 | $1,601,650 | Baseline |
| Ketchikan Gateway County | $832,750 | $1,066,150 | $1,601,650 | Baseline |
| North Slope County | $832,750 | $1,066,150 | $1,601,650 | Baseline |
| Northwest Arctic County | $832,750 | $1,066,150 | $1,601,650 | Baseline |
| Sitka County | $832,750 | $1,066,150 | $1,601,650 | Baseline |
| Valdez-Cordova County | $832,750 | $1,066,150 | $1,601,650 | Baseline |
| Wrangell County | $832,750 | $1,066,150 | $1,601,650 | Baseline |
| Aleutians West County | $832,750 | $1,066,150 | $1,601,650 | Baseline |
| Matanuska-Susitna County | $832,750 | $1,066,150 | $1,601,650 | Baseline |
| Fairbanks North Star County | $832,750 | $1,066,150 | $1,601,650 | Baseline |
Alaska's median home price is roughly $360,000. With $0 down and no PMI, an example VA payment near that price is about $2,738/month including the financed funding fee, taxes, and insurance.
Using your VA benefit in Alaska
The VA home-loan benefit lets eligible Alaska veterans, active-duty service members, and surviving spouses buy with no down payment, no monthly mortgage insurance, and competitive rates. The county limits above only matter if your entitlement is reduced — otherwise there is no cap.
VA Alerts, Free to Your Inbox
Join the free VA Rate Guide alert list — we watch rates, the funding fee, and new VA programs so you do not have to.
Free to join. Msg & data rates may apply; reply STOP to opt out. See our Terms & Privacy Policy.
Frequently Asked Questions
- What is the VA loan limit in Alaska for 2026?
- With full entitlement, none. For partial entitlement, most Alaska counties use the $832,750 conforming baseline; high-cost counties go up to $1,249,125.
- Do VA loans in Alaska require a down payment or PMI?
- No. Eligible borrowers can buy with $0 down, and VA loans never charge monthly mortgage insurance.