VA Loan Limits in Norfolk County, Massachusetts (2026)
Veterans buying in Norfolk County or elsewhere in Norfolk County, Massachusetts see a 2026 VA county loan limit of $1,249,125 for one unit. Norfolk County's high-cost status lifts it above the $832,750 baseline.
| Property Type | 2026 FHA Loan Limit |
|---|---|
| One-unit (single family) | $1,249,125 |
| Two-unit (duplex) | $1,599,225 |
| Three-unit (triplex) | $1,933,200 |
| Four-unit (fourplex) | $2,402,475 |
How much home can you afford in Norfolk County?
A VA buyer near Norfolk County can put $0 down on a $650,000 home. Add the one-time funding fee (~$13,975, financed), skip mortgage insurance entirely, and the monthly cost runs about $4,822 at 6.25%.
$0-down VA payment scenarios in Norfolk County
What a zero-down VA payment looks like across Norfolk County budgets (no monthly mortgage insurance):
| Purchase Price | Down | Est. Monthly Payment |
|---|---|---|
| Entry-level — $468,000 | $0 | $3,505 |
| Local median — $650,000 | $0 | $4,822 |
| Higher-end — $878,000 | $0 | $6,473 |
Estimates include the financed funding fee plus Massachusetts property taxes and insurance — but no monthly mortgage insurance, because VA loans never charge it. Rates move daily near Norfolk County too — get alerts.
VA multi-unit limits in Norfolk County
Norfolk County's 2026 VA multi-unit caps reach $1,599,225 (duplex), $1,933,200 (triplex), and $2,402,475 (fourplex). Live in one unit, rent the rest, and finance it all with $0 down.
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Frequently Asked Questions
- What is the VA loan limit in Norfolk County for 2026?
- For veterans with partial entitlement, the 2026 VA limit in Norfolk County is $1,249,125 (one unit), $1,599,225 (duplex), $1,933,200 (triplex), and $2,402,475 (fourplex). With full entitlement there is no limit.
- Do I really need $0 down to buy in Norfolk County?
- Eligible veterans can buy with no down payment at all. On a median $650,000 Norfolk County home that is $0 down, with a one-time funding fee of about $13,975 that is usually financed into the loan.
- Does a VA loan have monthly mortgage insurance in Norfolk County?
- No. VA loans never charge monthly mortgage insurance (PMI/MIP) — one of the biggest reasons a VA loan is cheaper than FHA or low-down conventional financing.
- Is Norfolk County a high-cost VA county?
- Yes — Norfolk County's partial-entitlement limit of $1,249,125 is above the $832,750 national baseline.