VA Loan Limits in Marshall County, Mississippi (2026)
In Marshall County — anchored by Marshall County — the 2026 VA county loan limit is $832,750 for a single-family home. That matches the national conforming baseline used across most of the South.
| Property Type | 2026 FHA Loan Limit |
|---|---|
| One-unit (single family) | $832,750 |
| Two-unit (duplex) | $1,066,150 |
| Three-unit (triplex) | $1,288,800 |
| Four-unit (fourplex) | $1,601,650 |
Buying in Marshall County with a VA loan
With an estimated local median near $201,000, a veteran in Marshall County can buy with $0 down — VA's signature benefit. The one-time funding fee of about $4,322 (2.15% first use) is usually financed in, and there is no monthly mortgage insurance. At an example 6.25% rate the all-in payment is roughly $1,513/month.
$0-down VA payment scenarios in Marshall County
Here is how a $0-down VA payment scales across Marshall County price points (funding fee financed, no PMI, sample 6.25% rate):
| Purchase Price | Down | Est. Monthly Payment |
|---|---|---|
| Entry-level — $145,000 | $0 | $1,124 |
| Local median — $201,000 | $0 | $1,513 |
| Higher-end — $271,000 | $0 | $2,000 |
Estimates include the financed funding fee plus Mississippi property taxes and insurance — but no monthly mortgage insurance, because VA loans never charge it. Rates move daily near Marshall County too — get alerts.
VA multi-unit limits in Marshall County
VA also finances 2-4 unit homes in Marshall County with $0 down if you live in one unit — $1,066,150 for a duplex, $1,288,800 for a triplex, and $1,601,650 for a fourplex (partial-entitlement caps). Rent from the other units can help you qualify.
Your Free VA Rate Watch
VA rates move daily and an IRRRL can save thousands. We will tell you the moment it makes sense.
Free to join. Msg & data rates may apply; reply STOP to opt out. See our Terms & Privacy Policy.
Frequently Asked Questions
- What is the VA loan limit in Marshall County for 2026?
- For veterans with partial entitlement, the 2026 VA limit in Marshall County is $832,750 (one unit), $1,066,150 (duplex), $1,288,800 (triplex), and $1,601,650 (fourplex). With full entitlement there is no limit.
- Do I really need $0 down to buy in Marshall County?
- Eligible veterans can buy with no down payment at all. On a median $201,000 Marshall County home that is $0 down, with a one-time funding fee of about $4,322 that is usually financed into the loan.
- Does a VA loan have monthly mortgage insurance in Marshall County?
- No. VA loans never charge monthly mortgage insurance (PMI/MIP) — one of the biggest reasons a VA loan is cheaper than FHA or low-down conventional financing.
- Is Marshall County a high-cost VA county?
- No — Marshall County uses the $832,750 national conforming baseline for partial entitlement.