VA Loan Limits in Wasatch County, Utah (2026)
In Wasatch County — anchored by Wasatch County — the 2026 VA county loan limit is $832,750 for a single-family home. That matches the national conforming baseline used across most of the Mountain West.
| Property Type | 2026 FHA Loan Limit |
|---|---|
| One-unit (single family) | $832,750 |
| Two-unit (duplex) | $1,066,150 |
| Three-unit (triplex) | $1,288,800 |
| Four-unit (fourplex) | $1,601,650 |
Buying in Wasatch County with a VA loan
Wasatch County's median sits around $466,000. Because VA requires no down payment and no PMI, a Wasatch County-area buyer finances the price plus a ~$10,019 funding fee, landing near $3,269/month at a sample 6.25% rate — often less than renting.
$0-down VA payment scenarios in Wasatch County
VA payments in Wasatch County at three price points — all $0 down with the funding fee rolled in:
| Purchase Price | Down | Est. Monthly Payment |
|---|---|---|
| Entry-level — $336,000 | $0 | $2,390 |
| Local median — $466,000 | $0 | $3,269 |
| Higher-end — $629,000 | $0 | $4,372 |
Estimates include the financed funding fee plus Utah property taxes and insurance — but no monthly mortgage insurance, because VA loans never charge it. Rates move daily near Wasatch County too — get alerts.
VA multi-unit limits in Wasatch County
Thinking multi-unit near Wasatch County? VA allows up to $1,066,150 on a duplex and $1,601,650 on a fourplex in Wasatch County for partial-entitlement borrowers — and owner-occupants still put nothing down.
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Frequently Asked Questions
- What is the VA loan limit in Wasatch County for 2026?
- For veterans with partial entitlement, the 2026 VA limit in Wasatch County is $832,750 (one unit), $1,066,150 (duplex), $1,288,800 (triplex), and $1,601,650 (fourplex). With full entitlement there is no limit.
- Do I really need $0 down to buy in Wasatch County?
- Eligible veterans can buy with no down payment at all. On a median $466,000 Wasatch County home that is $0 down, with a one-time funding fee of about $10,019 that is usually financed into the loan.
- Does a VA loan have monthly mortgage insurance in Wasatch County?
- No. VA loans never charge monthly mortgage insurance (PMI/MIP) — one of the biggest reasons a VA loan is cheaper than FHA or low-down conventional financing.
- Is Wasatch County a high-cost VA county?
- No — Wasatch County uses the $832,750 national conforming baseline for partial entitlement.