VA Loan Limits in Alexandria County, Virginia (2026)
In Alexandria County — anchored by Alexandria County — the 2026 VA county loan limit is $1,249,125 for a single-family home. As a high-cost county, that runs above the $832,750 national baseline.
| Property Type | 2026 FHA Loan Limit |
|---|---|
| One-unit (single family) | $1,249,125 |
| Two-unit (duplex) | $1,599,225 |
| Three-unit (triplex) | $1,933,200 |
| Four-unit (fourplex) | $2,402,475 |
Buying in Alexandria County with a VA loan
Alexandria County's median sits around $640,000. Because VA requires no down payment and no PMI, a Alexandria County-area buyer finances the price plus a ~$13,760 funding fee, landing near $4,579/month at a sample 6.25% rate — often less than renting.
$0-down VA payment scenarios in Alexandria County
What a zero-down VA payment looks like across Alexandria County budgets (no monthly mortgage insurance):
| Purchase Price | Down | Est. Monthly Payment |
|---|---|---|
| Entry-level — $461,000 | $0 | $3,331 |
| Local median — $640,000 | $0 | $4,579 |
| Higher-end — $864,000 | $0 | $6,141 |
Estimates include the financed funding fee plus Virginia property taxes and insurance — but no monthly mortgage insurance, because VA loans never charge it. Rates move daily near Alexandria County too — get alerts.
VA multi-unit limits in Alexandria County
Alexandria County's 2026 VA multi-unit caps reach $1,599,225 (duplex), $1,933,200 (triplex), and $2,402,475 (fourplex). Live in one unit, rent the rest, and finance it all with $0 down.
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Frequently Asked Questions
- What is the VA loan limit in Alexandria County for 2026?
- For veterans with partial entitlement, the 2026 VA limit in Alexandria County is $1,249,125 (one unit), $1,599,225 (duplex), $1,933,200 (triplex), and $2,402,475 (fourplex). With full entitlement there is no limit.
- Do I really need $0 down to buy in Alexandria County?
- Eligible veterans can buy with no down payment at all. On a median $640,000 Alexandria County home that is $0 down, with a one-time funding fee of about $13,760 that is usually financed into the loan.
- Does a VA loan have monthly mortgage insurance in Alexandria County?
- No. VA loans never charge monthly mortgage insurance (PMI/MIP) — one of the biggest reasons a VA loan is cheaper than FHA or low-down conventional financing.
- Is Alexandria County a high-cost VA county?
- Yes — Alexandria County's partial-entitlement limit of $1,249,125 is above the $832,750 national baseline.