VA Loan Limits in Marshall County, West Virginia (2026)
Veterans buying in Marshall County or elsewhere in Marshall County, West Virginia see a 2026 VA county loan limit of $832,750 for one unit. That is the standard conforming baseline.
| Property Type | 2026 FHA Loan Limit |
|---|---|
| One-unit (single family) | $832,750 |
| Two-unit (duplex) | $1,066,150 |
| Three-unit (triplex) | $1,288,800 |
| Four-unit (fourplex) | $1,601,650 |
How much home can you afford in Marshall County?
Marshall County's median sits around $147,000. Because VA requires no down payment and no PMI, a Marshall County-area buyer finances the price plus a ~$3,160 funding fee, landing near $1,112/month at a sample 6.25% rate — often less than renting.
$0-down VA payment scenarios in Marshall County
VA payments in Marshall County at three price points — all $0 down with the funding fee rolled in:
| Purchase Price | Down | Est. Monthly Payment |
|---|---|---|
| Entry-level — $106,000 | $0 | $835 |
| Local median — $147,000 | $0 | $1,112 |
| Higher-end — $198,000 | $0 | $1,458 |
Estimates include the financed funding fee plus West Virginia property taxes and insurance — but no monthly mortgage insurance, because VA loans never charge it. Rates move daily near Marshall County too — get alerts.
VA multi-unit limits in Marshall County
Thinking multi-unit near Marshall County? VA allows up to $1,066,150 on a duplex and $1,601,650 on a fourplex in Marshall County for partial-entitlement borrowers — and owner-occupants still put nothing down.
Never Miss a VA Rate Drop
Join the free VA Rate Guide alert list — we watch rates, the funding fee, and new VA programs so you do not have to.
Free to join. Msg & data rates may apply; reply STOP to opt out. See our Terms & Privacy Policy.
Frequently Asked Questions
- What is the VA loan limit in Marshall County for 2026?
- For veterans with partial entitlement, the 2026 VA limit in Marshall County is $832,750 (one unit), $1,066,150 (duplex), $1,288,800 (triplex), and $1,601,650 (fourplex). With full entitlement there is no limit.
- Do I really need $0 down to buy in Marshall County?
- Eligible veterans can buy with no down payment at all. On a median $147,000 Marshall County home that is $0 down, with a one-time funding fee of about $3,160 that is usually financed into the loan.
- Does a VA loan have monthly mortgage insurance in Marshall County?
- No. VA loans never charge monthly mortgage insurance (PMI/MIP) — one of the biggest reasons a VA loan is cheaper than FHA or low-down conventional financing.
- Is Marshall County a high-cost VA county?
- No — Marshall County uses the $832,750 national conforming baseline for partial entitlement.